Ecobank USSD Codes for Transfer, Airtime Subscriptions and Payments

These are latest and complete Ecobank USSD Codes for initiating and completing Banking transfers, airtime subscriptions, bill payments and other functions for Ecobank customers.

Transfer Money with Ecobank USSD Codes

You must have a phone number registered with the bank.

To transfer money from your EcoBank account to any bank account in Nigeria, dial *326# and follow the on-screen command to complete transaction.

The money is transferred and you receive an SMS informing you your transaction was successful.


Ecobank Airtime Recharge – USSD Codes

To recharge your phone and/or any person’s phone number with airtime, simply dial *326*1*Amount# – for example if you want to recharge N2000, dial *326*1*2000# and send.


Ecobank USSD Code for checking Account Balance

To check your account balance, simply dial *326# and follow the on-screen command. It’s as simple as that.


Know more about EcoBank

Ecobank, whose official name is Ecobank Transnational Inc. (ETI), is a pan-African banking conglomerate, with banking operations in 36 African countries.

It is the leading independent regional banking group in West Africa and Central Africa, serving wholesale and retail customers. It also maintains subsidiaries in Eastern and Southern Africa.

ETI has representative offices in Angola, China, Dubai, France, South Africa, and the United Kingdom.



In Africa, there are many countries where you will find EcoBank and they include:


  • Ecoboank Angola – (Representative office in Luanda)
  • Ecobank Benin
  • Ecobank Burkina Faso
  • Ecobank Burundi
  • Ecobank Cameroon
  • Ecobank Cape Verde
  • Ecobank Central African Republic
  • Ecobank Chad
  • Ecobank Congo Brazzaville
  • Ecobank Côte d’Ivoire
  • Ecobank Democratic Republic of the Congo
  • Ecobank Ethiopia – (Representative office in Addis Ababa)
  • Ecobank Equatorial Guinea
  • Ecobank Gabon
  • Ecobank Gambia
  • Ecobank Ghana
  • Ecobank Guinea
  • Ecobank Guinea-Bissau
  • Ecobank Kenya
  • Ecobank Liberia
  • Ecobank Malawi
  • Ecobank Mali
  • Ecobank Mozambique
  • Ecobank Niger
  • Ecobank Nigeria (includes Oceanic Bank)
  • Ecobank Rwanda
  • Ecobank São Tomé and Príncipe
  • Ecobank Senegal
  • Ecobank Sierra Leone
  • Ecobank South Africa (Representative office in Johannesburg)
  • Ecobank South Sudan
  • Ecobank Tanzania 
  • Ecobank Togo
  • Ecobank Uganda
  • Ecobank Zambia
  • Ecobank Zimbabwe


The History of Ecobank


ETI, a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry, with the support of the Economic Community of West African States (ECOWAS).


In the early 1980s the banking industry in West Africa was dominated by foreign and state-owned banks. There were hardly any commercial banks in West Africa owned and managed by the African private sector. ETI was founded with the objective of filling this vacuum.

The Federation of West African Chambers of Commerce promoted and initiated a project for the creation of a private regional banking institution in West Africa. In 1984, Ecopromotions S.A. was incorporated. Its founding shareholders raised the seed capital for the feasibility studies and the promotional activities leading to the creation of ETI.

In October 1985, ETI was incorporated with an authorised capital of US$100 million. The initial paid up capital of US$32 million was raised from over 1,500 individuals and institutions from West African countries. The largest shareholder was the ECOWAS Fund for Cooperation, Compensation and Development (ECOWAS Fund), the development finance arm of ECOWAS.

A Headquarters’ Agreement was signed with the government of Togo in 1985 which granted ETI the status of an international organisation with the rights and privileges necessary for it to operate as a regional institution, including the status of a non-resident financial institution.

ETI has two specialised subsidiaries: Ecobank Development Corporation (EDC) and eProcess International (eProcess). EDC was incorporated with a broad mandate to develop Ecobank’s investment banking and advisory businesses throughout the countries where Ecobank operates. EDC operates brokerage houses on all 3 stock exchanges in West Africa and has obtained licences to operate on the two stock exchanges in Central Africa: the Douala Stock Exchange in Cameroon and the Libreville Exchange in Gabon.

The mandate of eProcess is to manage the Group’s information technology function with a view to ultimately centralising the Group’s middle and back office operations to improve efficiency, service standards and reduce costs.


To see More about Ecobank USSD Codes, feel free to go through our USSD Code Category here at Jobreaders, for details.

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