8 Polaris Bank USSD Code | Transfer, Recharge & Others

Seeking the Polaris Bank USSD code for all instant transactions? Here are the codes you need for transfer, airtime, balance, data and other essential transactions.

In this exhaustive guide, we not only unveil the Polaris USSD code but also provide insights into its features, benefits, and step-by-step instructions on how to register, activate, and employ it for diverse transactions.


Dialing *833# allows you to conveniently manage various banking tasks on your Polaris account, such as transferring funds, purchasing airtime and data, checking balances, opening accounts, blocking ATM cards, and more, directly from your mobile device.

Note: This post contain guides on all Polaris bank USSD codes such as Polaris code for transfer, airtime recharge, quick banking and other useful transactions.

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About Polaris USSD Code

The Polaris USSD code is a meticulously designed short code or set of short codes by Polaris Bank to provide customers with a seamless and efficient banking experience. This code empowers users to execute a myriad of banking transactions directly from their mobile phones, negating the necessity for physical visits to a Polaris branch.

Features of Polaris USSD Code

The Polaris USSD code is a versatile tool, enabling users to:

  • Open an account
  • Transfer funds to Polaris and other banks
  • Purchase airtime and data
  • Check account balance
  • Pay bills
  • Block ATM cards, and much more.

Benefits of Polaris USSD Code

The Polaris bank USSD code is imbued with benefits, rendering it the optimal banking solution for customers:

  • Swift and facile transactions
  • Encompasses almost all types of financial transactions
  • Saves customers from the hassle of visiting banks for simple transactions
  • Compatible with all types of mobile phones
  • Requires no internet connection for transactions.

Polaris USSD Code – *833#

The primary Polaris USSD code for various transactions, including fund transfers, airtime purchase, balance checking, and more, is *833#. Dialing this code initiates a menu displaying all available features, guiding users through prompts to perform their desired transactions.

List of Polaris USSD Code for Different Transactions

TransactionsUSSD Codes
Check Balance8336#
Fund Transfer to Polaris/others833Amount*Account Number#
Airtime Top Up for Self833AMOUNT#
Airtime Top Up Others833AMOUNT*PHONE NUMBER#
Account Opening8331#
Pay Bills8332#
Retrieve BVN5650#
Hotlist ATM Card8334#

How to Activate Polaris USSD Code

To activate the Polaris USSD code, follow these simple steps:

  1. Dial *833# from your Polaris Bank registered line.
  2. Follow the prompts to enter your account number.
  3. Enter any 4-digit number to be used as a PIN.
  4. Your balance is displayed, confirming your registration for *833# Smart Banking.

How do I use my Polaris USSD code?

To initiate a fund transfer from your Polaris Bank-registered phone line, dial *833#, and follow the command prompt. Below are details on how you can carry out more other transactions by using the Polaris bank ussd code and prompts:

Polaris USSD Transfer Code

For fund transfers using the Polaris USSD code, dial 833AmountAccount Number#. For example, to transfer ₦20,000 to another account (3104567890), dial 833200003104567890#, select the bank, and enter your PIN.

Polaris USSD Code for Checking Balance

Check your Polaris account balance by dialing 8336#, selecting the “Check Balance” option, and following the prompts to display your remaining account balance.

Polaris USSD Code for Buying Airtime

  • For self: 833AMOUNT#
  • For others: 833AMOUNT*PHONE NUMBER#

Example: To buy ₦500 airtime for yourself, dial 833500#; to buy for other numbers (09031045678), dial 833500*09031045678#.

Polaris USSD Code for Opening an Account

Initiate the account opening process by dialing 8331#, accepting the mobile banking terms, and following the prompts.

Polaris USSD Code for Bill Payments

Pay bills with ease using the Polaris USSD code. Dial 8332#, select the account for payment, choose the biller, and follow the prompts.

Polaris BVN USSD Code

Retrieve your Polaris USSD code by dialing 5650#.

Troubleshooting: Why Your Polaris USSD Code May Not Work

  1. Bad Network Connection: Wait and try again when there is better network coverage.
  2. Not Registered or Activated: Ensure you register and activate the Polaris USSD code with your registered phone number.
  3. Dialing on an Unlinked/Wrong Phone Number: Use the correct registered phone number.

Frequently Asked Questions (FAQ) – USSD Code for Polaris Bank

Q: How can I get USSD code for Polaris?

A: Dial *833# for Polaris mobile banking, and follow the command prompt using your Polaris registered phone (SIM).

Q: How do I set up Polaris mobile banking?

A: Dial *833# with your registered phone number, select your preferred debit card, and follow the prompts.

Q: How can I check my Polaris details?

A: Dial 8336# and select “Check Balance” to view your account details.

Troubleshooting: Why Your Polaris USSD Code May Not Work

Q: Why is the USSD code not working?

A: Possible reasons include a bad network connection, non-registration or activation of the Polaris USSD code, or dialing on an unlinked/wrong phone number. Ensure proper registration, activation, and use the correct phone number.

What is USSD?

USSD stands for “Unstructured Supplementary Service Data.” It’s a communication protocol used by GSM (Global System for Mobile Communications) cellular phones to communicate with the mobile network operator’s computers. USSD allows users to interact with a mobile application or service by sending short codes (usually starting with “*”) directly from their mobile devices.

Unlike SMS (Short Message Service), which involves store-and-forward messaging, USSD operates in real-time, making it a quick and efficient way to send text-based information between a mobile device and the network. USSD is commonly used for services like balance inquiries, mobile banking, prepaid mobile recharges, and interactive menu-based applications.

For example, when you dial a code like *123# and press the call button, you’re using USSD to access a specific service or information provided by your mobile network operator. It’s a simple and effective means of communication, often used for quick, menu-driven interactions.


Thanks to Polaris Bank’s USSD code, customers nationwide can enjoy fast and convenient mobile banking. This comprehensive guide has equipped you with the knowledge to activate, use, and troubleshoot the Polaris USSD code for various transactions. Enhance your banking experience with the power of *833#.

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