These are latest and complete Wema Bank USSD Codes for initiating and completing Banking transfers, airtime subscriptions, bill payments and other functions for Wema Bank customers.
Wema Bank customers can carry out banking transactions by simply dialing the USSD code *945# to experience an array of functions which include checking account balances on the Go, Quick funds transfer, Instant self and third party airtime recharge, bills payment and many more via their mobile phones.
This service works via USSD (Unstructured Supplementary Service Data) a technology that allows users to access various services by dialing short codes. Click here to see features and benefits.
With Wema Bank safe and secure USSD Codes platform, you can carry out daily banking transactions with ease from the comfort of your mobile devices by simply dialing *945#. It works with any type of phone and supports all mobile networks.
With Wema Bank USSD Codes, you can perform the following transactions:
- Open an Account
• Generate a PIN
• Balance Enquiry
• Change PIN
• Funds Transfer
• Airtime & Data Top-up
• Cash on the Go (Cardless Withdrawal)
• DSTV Subscription
• GOTV Subscription
• Startimes Subscription
• Electricity Bills payment
• Smile Network Subscription
• Bill Payment (Swift Network Subscription)
• MCash (Merchant Payment)
• Bill Payment (LCC Toll)
• Receive Western Union Payment
Open an Account
Simply dial *945*1# and follow the onscreen prompts. A ten-digit account number (NUBAN) account number will be created automatically and sent to you via SMS once you complete the registration process. Account opening forms are NOT required for the signup process. You can link your BVN immediately by dialing *945*BVN#. All you require is your name and Date of birth
Benefits & Features
• Open an account without completing any form.
• No data needed to open an account.
• Maximum deposit per transaction is N50,000
• Maximum account balance is N300,000
• Deposit and withdraw money at Wema Bank branch.
• Account can be upgraded to standard account without restrictions.
Generate Wema Bank USSD Code PIN
For newly opened account, simply dial *945*100# and follow the prompt (Account number, Date of birth (format ddmmyyyy), new PIN and confirm PIN).
And for existing account, simply dial *945*50# and follow the prompt (Account number, Date of birth (format ddmmyyyy), new PIN and confirm PIN).
Check your Account Balance with Wema Bank USSD Code
To check your account balance on any of your accounts by simply dialing *945*0# on your mobile phone and following the on-screen prompts.
• Fast, convenient and simple
• No need to enter a banking hall or fill any forms
• Check your account balances anywhere…
How to Change PIN
You can change your *945# PIN anytime by simply dialing *945*00# and following the prompt.
Transfer Funds with Wema Bank USSD Codes
In order to initiate your transfer of fund simply dial *945*BeneficiaryAccountNumber*Amount# (e.g. *945*0123456789*10000#) from the phone number you registered with Wema Bank, then follow the on-screen prompts.
The good thing is:
• It is the most convenient way to send money
• You can transfer your money without visiting a bank branch
• Send money even without data.
• Wema Bank USSD Code transfer is available 24/7
• With Wema Bank USSD Code, you can transfer to other Nigerian banks.
Airtime & Data Top-up
For Self Top-up Airtime
Simply dial *945*Amount# on your phone (e.g. *945*1000#) to buy airtime.
To Top-up Airtime for others
Send airtime to a friend, loved one or third party, simply dial *945*Recipient’s number*Amount# (e.g. *945*08023456789*1000#) to topup N1000 for a friend on 08023456789
Data Top Up
Self and Third Party Data Topup
For self simply dial *945*2# on your phone and follow the on-screen prompt.
Third Party, dial *945*2*BeneficiaryPhoneNumber# on your phone and follow the on-screen prompt.
Advantages and features
• It’s quick and simple to use
• Airtime can be bought 24/7
• Airtime/Data is loaded automatically as soon as the process is completed
• The phone number used to make purchases MUST be the number registered with Wema Bank.
• This service is available to Glo, MTN, Airtel and Etisalat subscribers
• Funds are deducted directly from your Wema Bank account
• Daily recharge limit is N10,000
Cash on the Go (Cardless Withdrawal) with Wema Bank USSD Codes
Withdraw cash at any Bank ATM without using your debit card.
Simply dial *945*8*Amount# (e.g. *945*8*20000#) from the phone number you registered with the Bank. You will be requested to enter a cashout PIN (note: Cashout PIN MUST be different from your 945PIN). Once pin has been entered and confirmed, type in the amount not greater than N20,000 per withdrawal. A reference code (Cashout code) is sent via SMS which will be inputed into the ATM for cash withdrawal.
You can now subscribe for DSTV on *945#
Simply dial *945*16*SmartcardNumber# (e.g. *945*16*0123456789#)
You can now subscribe for GOTV using Wema Bank USSD Code
To initiate this transaction simply dial *945*17*SmartcardNumber# (e.g. *945*17*0123456789#)
You can now subscribe for GOTV with Wema Bank USSD Codes
Simply dial *945*18*SmartcardNumber*Amount# (e.g. *945*18*0123456789*6000#)
Wema Bank USSD Codes for Bills Payment (Electricity Bills)
Pay your electricity bills with ease using Wema Bank USSD Codes.
You can now pay your electricity bills anywhere and anytime by simply dialing *945*19*MeterNumber*Amount#. E.g. *945*19*0123456789*10000#. This is paying N10,000 for PHCN to meter number 0123456789. You can pay for both Prepaid and Postpaid Meters. The discos are PHEDC, IKEDC, EKEDC, BEDC, EEDC, KEDCO, KANO, JEDC, IBEDC, etc.
Smile Network Subscription with Wema Bank USSD Codes
Pay your Smile network subscriptions with ease.
You can easily pay your subscriptions anywhere by dialing *945*20*IDNumber#.
Swift Network Subscription with Wema Bank USSD Codes
Pay your Swift network subscriptions with ease.
You can easily pay your subscriptions from anywhere you are by simply dialing e.g. *945*21*IDNumber*Amount#.
Wema Bank mCash (Merchant Payment) USSD Codes
Pay for items purchased at any Merchant Store without using your debit card on the mCash platform.
Simply dial *945*22*Merchantcode*Amount# or the universal code *402*Merchantcode*Amount#.
You can now top up your LCC Tollgate account with ease using *945#.
How to Pay for your LCC Toll
• Simply dial *945*23*LCCNumber*Amount#
• Receive instant value
For updates and information on USSD Codes, kindly click here